smart money shifts

A Money Mentorship Community for Women Who Are Done Guessing, Stressing, and Second-Guessing Their Money Decisions.

From Debt to Wealth One Powerful Shift at a Time.

Here’s What’s Waiting for You Inside Smart Money Shifts

Our Community is For You If...

  • You’re tired of feeling unsure or ashamed of your money decisions. You second-guess every purchase, avoid looking at your bank account, and carry silent guilt about your finances—even when you’re doing your best. You’re ready to feel proud of how you manage your money.

  • You make decent money but don’t know where it all goes. You’re not struggling to earn—it’s what happens

    after payday that feels like a blur. Despite your income, you're not building the savings, freedom, or security you know you're capable of.

  • You want a simple plan, not a financial restrictive bootcamp.

    You’re not looking for complex spreadsheets, strict budgeting rules, or shame-based advice. You want a down-to-earth, doable system that fits into your real life—and still creates big results.

  • You’re craving support from women on a similar journey. Money can feel isolating, especially when no one talks about it. You want a judgment-free zone where you can ask questions, celebrate wins, and be cheered on by a community that gets it.

  • You’re ready to start building wealth on purpose. You’re done leaving your finances to chance. You want to feel intentional, in control, and aligned with your goals—and you’re ready to take the small, consistent steps that lead to big financial change.

How it Works

The Smart Money Shift System

LEARN

Get access to simple, actionable trainings that break down key money concepts—budgeting, saving, paying off debt, and building wealth. No jargon. No overwhelm. Just real education that empowers you to make smarter choices.

PLAN

We help you review your finances, set clear goals, and map out a money plan you can stick to. You’ll get the accountability and structure you’ve been missing—plus templates and tools to make it easy.

SHIFT

Instead of trying to change everything at once, you’ll focus on one strategic shift that builds real momentum. From creating a spending plan to tackling debt or boosting savings, these small changes stack up to big transformation.

CELEBRATE

Track wins, stay consistent, and keep going. We believe in progress over perfection. You’ll celebrate your monthly wins, reflect on what’s working, and stay connected to a community that cheers you on—every step of the way.

Here’s What You Get Each Month

Whether you're just getting started or ready to go all in, we offer both free and paid support to meet you where you are—because every woman deserves a path to financial confidence.

  • Access to the Smart Money Course Library

  • Monthly live workshops + replay access

  • Money Mindset Trainings

  • Budgeting & Tracking Templates

  • Private Support Community

  • Monthly Action Plan & Focus

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Meet Your Coach Marla Osner

Life had thrown me a series of challenges that seemed insurmountable. I faced divorce, staggering debt, the tragic loss of a child, and the struggles of being a single mom working in an unfulfilling job.

But I refused to let my circumstances define me. Instead, I chose to rise above and take control of my life. I embarked on a transformative journey that would ultimately lead me to financial freedom and improved health and wellness.

My journey taught me the incredible power of a mindset. I learned that shifting my perspective and believing in myself were essential to overcoming obstacles and achieving success. As I faced each challenge head-on, I cultivated resilience and self-confidence that fueled my determination and growth.

Marla Osner, Founder of Wealthy Women Coaching

This Is Where Change Begins.

Join a community of women making smart, sustainable shifts—and rewriting their financial future.