Smart Money School
For Teens & Young Adults
Because financial confidence shouldn’t wait until adulthood.
Most teens/young adults are expected to make major financial decisions—like taking out student loans, getting their first job, or opening a credit card—before anyone teaches them how money really works.
We believe financial literacy is a life skill, not a luxury. When teens/young adults build confidence with money now, they’re more prepared, more empowered, and far less likely to make costly mistakes later.
A 12-week interactive money mastery program.
For teens & young adults (ages 15–23) who are ready to take control of their finances, build wealth-ready habits, and step into adulthood with confidence.
Freedom to Dream Bigger
When teens/young adults understand money, they stop fearing it—and start using it as a tool to create the life they want. Whether it's saving for a car, traveling, or launching a side hustle, financial confidence gives them permission to dream without limits.
Confidence in the “Real World”
No more second-guessing decisions or feeling left behind.
Teens/young adults walk away feeling capable and proud—ready to handle adult responsibilities with clarity instead of confusion. That kind of confidence changes how they show up in life, school, work, and relationships.
Let’s be real—school teaches a lot of things, but real-life money skills? Not so much.
Most teens/young adults are left to figure out banking, credit, budgeting, taxes, and investing on their own—often after they've already made expensive mistakes.
Smart Money School changes that.
We equip teens & young adults with the essential money tools they’ll use for the rest of their lives—before the stakes get high.
Who Is This Money Management Program For?
For teens/young adults ages 15–23 who want to feel more confident with money
Whether you're just starting to earn your own cash or already managing small expenses, this program helps you understand how money really works—so you can make smarter choices now and later.
Parents who want to give their children a head start in life
You know your children will face real financial decisions sooner than later. This program ensures they’re not walking into adulthood unprepared, but equipped with knowledge you wish you had at that age.
Students with part-time jobs, allowance, or side hustles
If you're earning even a little money right now, it's the perfect time to learn how to spend, save, and grow it wisely. We’ll show you how to make your money work for you.
Graduating seniors preparing for the “real world”
College, jobs, taxes, credit cards—it’s a lot. This course takes the mystery out of adulting and gives you the tools to feel ready, not overwhelmed.
No experience needed—just curiosity and a desire to take control of your future.
You don’t need to be “good with money.” You just need to be ready to learn—and we’ll walk you through everything step by step.
The Smart Money Blueprint
Each week builds on the last—from opening your first account to understanding economic trends. It’s like a financial fitness program for your future.
Foundation
Build rock-solid money basics that every one should know—but most never learn. Start here to feel clear and confident.
Phase 1
Week 1 – Banking Basics: Checking, savings, online vs. in-person banking, and how to open & manage an account.
Week 2 – Spending Smarter: Needs vs. wants, marketing tricks, scams, discounts, and negotiation skills.
Week 3 – Budget Like a Boss: budgeting methods, goal-setting, and making decisions based on your numbers.
Week 4 – Saving With Intention:
Emergency funds, compound interest, saving for the future—and how to actually make it happen.
Growth
Take your money skills to the next level and start thinking like a future wealth builder.
Phase 2
Weeks 5 - Understanding Credit with Confidence: What Credit Is, Why It Matters & How to Build It Wisely
Week 6 - Debt Smarts
How to Borrow Money the Right Way—Without Getting in Over Your Head
Week 7 – Intro to Investing:
How to start investing, understanding ROI, risk, and how to build a portfolio over time.
Week 8 – Job Offers & Career Planning: Salary, benefits, side hustles, entrepreneurship, and how to evaluate real job opportunities.
Future-Ready
Step confidently into adulthood with real-world financial knowledge most adults still wish they had.
Phase 3
Week 9 – Paying for College:
Student loans, scholarships, repayment options, and how to avoid predatory lending.
Week 10 – Understanding Insurance
Auto, health, renters, life—and when/why it matters.
Week 11 – Taxes Made Simple:
How taxes work, what to file, and how to reduce what you owe legally.
Week 12 – Economics in Real Life: Inflation, supply & demand, recessions, and how the economy impacts your wallet.
Here’s What You’ll Get When You Join Us:
Everything your teen/young adult need to master money and feel empowered—for life.
SMART MONEY SCHOOL
Weekly Video Lessons — short, engaging, and easy to follow
Guided Homework Activities — real-world practice
Weekly Discussion Prompts — builds critical thinking
Downloadable Budget & Spending Trackers
Certificate of Completion
Private portal community
12 Week Coaching Program
Next Cohort Starts May 17th 2025
A Note for Parents
We know how overwhelming it can feel to prepare your child for adulthood—and how many important life skills are left out of school. This program is designed to teach the essentials in a fun, modern, and relatable way—so your teen/young adult doesn’t have to learn by trial and error.
Frequently Asked Questions
Does my teen/young adult need to have a job or an income to join?
No! This program works whether they’re already earning money or just preparing for that next step. Every lesson is designed to teach foundational skills they’ll use throughout life.
How is the content delivered?
All lessons, resources, and Q&A replays are delivered through a private student portal. Each week, new content is unlocked—including a short video, homework, and community prompts.
Can parents access the program, or is it just for teens & young adults?
Smart Money School is built to empower teens and young adults to learn independently. Each enrolled student gets their own login. Parents are welcome to review the material with their teen, but we ask that only students participate in the private community spaces to ensure a safe and confident learning environment.
Who is this program designed for?
Teens and young adults ages 15–23 who are ready to learn real-world financial skills and step confidently into adulthood—whether they’re earning money now or just getting started.
How much time does it take each week?
Most teens can complete each lesson in about 45–60 minutes, including the video, activity, and community discussion. The course is self-paced, so they can work around school or other commitments.
How long do we have access to the program?
Students have full access to all lessons and resources for 12 months after enrolling. They can revisit the material anytime as their financial situations grow and change.
